4 Credit Cards With Great Reward Point Offers
Reward-based credit cards let the holder spend money and earn profit in the form of a cashback, or points or travel miles. Furthermore, these cards may get the user enrolled in various reward programs for specific uses like dining in restaurants, watching movies, buying groceries, or going on trips. Here’s the list of top points earning credit cards in America.
Citi® Double Cash Credit Card
This credit card holds the number one position among the top points earning credit cards in America. It provides an exceptional cashback rate on each purchase. The credit card features a simple reward mechanism where you get 2% cashback across all purchases devoid of any category restrictions as well as the limit on cashback profits. Furthermore, the credit card offers a 0% intro APR on the transfer of balance for the first 18 months without any yearly fees.
Costco Anywhere Visa® Card
This credit card is great for people who indulge in purchasing gas as it lets the user earn 4% cashback for transactions made up to $7000 from eligible gas stations. Additionally, the card offers rewards and cashback on restaurants, travels, and other purchases without any annual maintenance fees. The credit card also provides purchase protection on eligible buying for the initial 120 days. Post the period, the manufacturers warranties are stretched to an extra year. Furthermore, there are no foreign transaction fees levied to customers when they use it in other countries, making it an ideal bet to carry for international travel trips.
Amex Blue Cash Preferred® Card
The credit cards hold a strong position in the category of top points earning credit cards in America. It helps customer earn big in supermarkets and while commuting. The card offers a cashback of 6% on all supermarkets on purchases made up to an amount of $6000. Additionally, it lets the user earn a cash return on certain streaming subscriptions, gas stations as well as transit. The card even provides a welcome bonus to its users and offers a 0% low intro APR for a year from the date of account opening.
CHASE® Sapphire Preferred® Card
Among the top points earning credit cards in America, this card is known for providing an extraordinary combination of high reward rates with the flexibility of redemption. It provides 2X points per dollar that is spent on travel and dining and 1X point on other categories. Additionally, it also allows the user to transfer their points to the hotel and airline partners of the financial institution.
These top points earning credit cards in America are only a few of the many options out there. You should consider the kind of earnings you intend to make with your purchases, before picking a card for yourself.